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  • 21st Century Banking Technologies in Micro Finance Banks. 
    Harchekar, Jyoti Suraj; Kandalgaonkar, S. R. (Mukt Shabd Journal, 2021-07)
    Microfinance is the primary method for decreasing poverty in most emerging economies, including India, as part of the financial inclusion drive. Microfinance is an important mechanism for small, marginalized, low-income ...
  • Small finance banks : A Step ahead for unbanked areas 
    Kandalgoankar, Sanjay; Harchekar, Jyoti Suraj (Sampada - MCCIA, 2021-10-29)
    Banking sector shapes the economy for development and growth. In India there is a long track record of banks starting with the RBI, presidency banks, network of commercial banks, development of co-operating banks, and ...
  • Impact of digitization on organizational performance 
    Sachdev (Bhutada), Deepti Grurudalip; Murgai, Amol (Rabindra Bharati Journal of Philosophy, 2022)
    Digitization creates new value chains. For businesses, it creates new experiences and creates new revenue streams, a company may use Commerce Cloud to understand their customers better. By using the same technology, ...
  • Importance of artificial intelligence in E-commence : A Review on consumer relationship management 
    Sharma, Deepmala A.; Tilak, Pranati (Rabindra Bharati Journal of Philosophy, 2022)
    E-commerce is a term which is popularly used and heard with online buying or selling of products and services over the web. Ecommerce is useful both to buyer and seller. Whereas a seller just need a website that can be ...
  • Information technologyand its effects on the banking industry 
    Harchekar, Jyoti Suraj; Bapat, Sayli (Kesari Mahratta Trust, 2022-09)
    The banking business in India is rapidly evolving, thanks to a growing customer base and technologically enhanced and creative services. As a coin has two sides, so does technology in the Indian banking sector, which has ...
  • Studying Consumer Behaviour of Shopping Through Online Portals from Students' Perspective 
    Deshpande, Bhagyashree (Prints Publications Pvt Ltd., 2023)
  • A Study on Working Indian Women's Financial Literacy 
    Tilak, Pranati; Murgai, Amol; Harchekar, Jyoti Suraj (European Chemical Bulletin, 2023)
    The financial literacy of working women in India is investigated in this study. The study investigates the level of financial literacy among Indian women in areas like investments, savings, and insurance. 500 working women ...
  • Adoption of Social Media by Youth as a Stress Reliever post-pandemic. 
    Harchekar, Jyoti Suraj; Joshi, Sneha (European Chemical Bulletin, 2023-12)
    The COVID-19 pandemic has forced many students to rely heavily on social media for academic, social, and emotional support. This study aims to explore the perceptions of students towards social media use in the post-COVID-19 ...

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